Please read these terms carefully before using our services
Last Updated: September 23, 2025
By accessing and using the Vista Protect Plus website and services, you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. These terms apply to all visitors, users, and others who access or use our services. We reserve the right to update, change, or replace any part of these Terms and Conditions by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.
You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you have the legal capacity to enter into a binding agreement. To access certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during registration, maintain and promptly update your account information, maintain the security of your account credentials, accept responsibility for all activities that occur under your account, and immediately notify us of any unauthorized use of your account. You agree not to engage in any prohibited activities including violating any applicable laws or regulations, infringing upon the intellectual property rights of others, transmitting any harmful or malicious code, attempting to gain unauthorized access to our systems, interfering with or disrupting our services, engaging in fraudulent activities or misrepresentation, or collecting or harvesting personal information from other users.
When you request a quote or submit an insurance application through our website, you must provide accurate and truthful information. False or misleading information may result in denial of coverage or policy cancellation. Quotes are subject to underwriting approval and verification of information. We reserve the right to decline any application for coverage. Premium rates may be adjusted based on underwriting findings.
All insurance policies issued through Vista Protect Plus are subject to their specific policy terms, conditions, exclusions, and limitations. The insurance policy document, not these Terms and Conditions, governs the insurance coverage provided. You are responsible for reviewing all policy documents, including the policy declarations page, coverage provisions and exclusions, conditions and requirements, and endorsements and amendments. Timely payment of premiums is required to maintain coverage. Failure to pay premiums when due may result in policy cancellation or lapse of coverage.
In the event of a loss, you must promptly notify us of the loss as required by your policy, cooperate fully with the claims investigation, provide all requested documentation and information, take reasonable steps to protect property from further damage, and comply with all policy conditions and requirements. Claims are subject to the terms, conditions, and limitations of your insurance policy. Coverage determinations and claim payments are made in accordance with the policy provisions.
All content on the Vista Protect Plus website, including text, graphics, logos, images, and software, is the property of Vista Protect Plus or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content from our website without our express written permission.
We do not warrant that our services will be uninterrupted, timely, secure, or error-free, that the results obtained from using our services will be accurate or reliable, that any errors or defects will be corrected, or that our website is free from viruses or other harmful components.
To the maximum extent permitted by law, Vista Protect Plus shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or other intangible losses, resulting from your access to or use of (or inability to access or use) our services, any conduct or content of any third party on our website, any content obtained from our website, or unauthorized access, use, or alteration of your transmissions or content.
You agree to defend, indemnify, and hold harmless Vista Protect Plus, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms and Conditions, your violation of any third-party right, including intellectual property rights, or any fraudulent or illegal activity.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Massachusetts, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms and Conditions or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Springfield, Massachusetts. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms and Conditions. Upon termination, your right to use our services will immediately cease.
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
These Terms and Conditions, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Vista Protect Plus concerning your use of our services.
If you have any questions about these Terms and Conditions, please contact us:
Email: [email protected]
Phone: +1 (504) 203-6497
Address: 650 Poydras Street New Orleans LA 70130